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Asphalt Versus Metal Roof Cost Over Time

Which costs less over time, asphalt or metal?

It depends entirely on how long you own the house. Asphalt costs less to install and is replaced sooner. Standing seam costs roughly twice as much and commonly outlasts two asphalt roofs. Below about fifteen years of ownership, asphalt usually wins.

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Asphalt Versus Metal Roof Cost Over Time

How does the arithmetic work?

Take the installed price and divide by the years of service you expect from it. It is crude, but it is closer to the real question than comparing invoices.

OptionInstalled on 2,000 sq ftTypical lifeRoughly per year
Architectural asphalt$9,000 to $16,00015 to 30 years$400 to $800
Exposed fastener metal$8,000 to $18,00020 to 40 years$300 to $700
Standing seam steel$20,000 to $36,00040 to 70 years$400 to $700

On that basis they converge, which is the honest answer. how metal roofing is installed covers the inputs.

What does the arithmetic leave out?

Several things, and they mostly favor metal without being easy to price.

  • The cost and disruption of tearing off and replacing a roof twice instead of once
  • Possible insurance treatment in hail and wildfire regions
  • Energy effect of a reflective finish in hot climates
  • Whether you will still own the house when the second roof is due

That last point is the one that decides it for most people. what sits inside a roofing quote compares how the systems behave.

Frequently asked questions

Does metal really last twice as long as asphalt?

Standing seam commonly does. Exposed fastener metal is closer to asphalt than people expect once fastener maintenance is counted.

At what point does metal pay back?

Broadly somewhere past fifteen years of ownership, though it depends on the systems compared and what you paid for each.

Is a cheap metal roof better value than good asphalt?

Not automatically. A thin exposed fastener panel poorly maintained can underperform a well installed architectural shingle roof.

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